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Credit Improvement Plan

Monthly Credit Improvement Plan

Monthly Income: $1500

Budget Plan

CategorySuggested Amount Rent / Housing$650 Food$250 Bills / Phone$100 Credit Card Minimums$75 Extra Credit Payment$200 Savings$50 Buffer / Other$175

Payment Order

1. Pay rent or housing first. 2. Pay minimum payments on all credit cards. 3. Put extra money toward the credit card with the highest balance. 4. Buy food and essentials. 5. Save a small amount each month.

Credit Score Goal

TimePossible Score 3 Months580+ 6 Months620+ 12 Months650-700

Tip: Keep credit card usage below 30% of your limit.

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