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Credit Improvement PlanMonthly Credit Improvement Plan
Monthly Income: $1500
Budget Plan
CategorySuggested Amount Rent / Housing$650 Food$250 Bills / Phone$100 Credit Card Minimums$75 Extra Credit Payment$200 Savings$50 Buffer / Other$175Payment Order
1. Pay rent or housing first. 2. Pay minimum payments on all credit cards. 3. Put extra money toward the credit card with the highest balance. 4. Buy food and essentials. 5. Save a small amount each month.Credit Score Goal
TimePossible Score 3 Months580+ 6 Months620+ 12 Months650-700Tip: Keep credit card usage below 30% of your limit.